Terms of Service & Real Estate Disclaimers
Effective Date: October 6, 2026 | Last Updated: October 6, 2026
⚠️ 1. Real Estate Investment & Underwriting Disclaimer
IMPORTANT FINANCIAL ADVISORY NOTICE:
The computations, After-Repair Value (ARV) projections, cash-out refinance figures, mortgage amortization estimates, and cash-on-cash return metrics provided on BRRRR Calculator (brrrr-calculator.pages.dev) are designed strictly for educational, informational, and hypothetical modeling purposes.
This site does NOT provide certified real estate appraisal, licensed mortgage brokerage, legal, or formal investment advisory services. Real estate values, construction labor costs, property taxes, insurance premiums, and commercial mortgage interest rates vary drastically across geographical municipalities and macroeconomic market cycles.
Always perform thorough due diligence, obtain licensed contractor bids, inspect local market comparable sales, and consult with a licensed mortgage broker and real estate attorney before executing property purchase agreements or incurring renovation debt.
⚡ 2. Permitted Use & Free Access
You are granted a non-exclusive license to use this financial calculator for personal investment underwriting or commercial property screening. You agree not to perform automated denial-of-service activities, scrape infrastructure abusively, or attempt to compromise server availability.
🏷️ 3. Third-Party Trademarks & Independence
"BiggerPockets" is a registered trademark of BiggerPockets, LLC. "Fannie Mae" is a registered trademark of the Federal National Mortgage Association. "Freddie Mac" is a registered trademark of the Federal Home Loan Mortgage Corporation. BRRRR Calculator is an independent, community-focused real estate tool and is not endorsed by, sponsored by, or affiliated with BiggerPockets, LLC or any government-sponsored mortgage enterprise.
⚖️ 4. Limitation of Liability
Under no circumstances shall the operators, contributors, or hosting providers of this website be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this calculator, including but not limited to loan underwriting rejections, contractor cost overruns, appraisal shortfalls, or financial losses on real estate transactions.